ITJEMAST 13(5) 2022

according accounting activity Agree analysis Applied Applied Sciences approach areas authors banks behavior brand capacity companies consumption correlation countries culture customers decisions dependent variable determine diameter documents e-wallet Economic effect employees Engineering et al evaluation experience export extract Figure Fintech functional furniture human impact important improve increase International International Transaction Journal Islamic issues Journal Journal of Engineering knowledge loading Management material mean measurement methods operation organizational organizations payment performance physical positive practices presented production programming properties protection regulations relationship requirements resource Review sample satisfaction Saudi Arabia Sciences Sciences & Technologies share shilajit shows significant social soil spaces stone columns strains strength structural Table Technologies tool Transportation University Vietnam volume